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Keep your business running, whatever happens

In order to operate safely in business, just having the most basic liability insurance policy is absolutely essential to avoid the possibility of putting your business in jeopardy. Staveley Head understand this necessity, and we work with the nation's leading insurers to ensure that you get the perfect policy for you and your specific trade.

Customers need to know that you have something that will guarantee the safety of both you and them in the notoriously unpredictable working world, though it doesn't have to come at a huge cost - Staveley Head work hard to get the best deal and deliver some great savings that could save you hundreds of pounds on your current policy. Great benefits of our liability insurance include:

While public liability and products liability are not compulsory, they are extremely important and will be seen by many businesses you may partner with as a minimum requirement to fulfil contractual negotiations. If you are not sure how much you need to cover yourself for, do not hesitate to call our team of experts for advice.

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Your liability insurance questions answered

[+] Is it compulsory to have liability insurance?

If you employ anybody in any capacity, it is a legal requirement to have an Employers' Liability insurance policy in force.

Whilst public liability and products liability are not compulsory, you will generally find that any principal you contract to will insist on a minimum level of cover being in place to fulfil your contract conditions.

Even if that's not the case, it makes sense to prevent having to pay massive amounts of compensation for as little as £60 a year.

[+] My company is limited - do I need Employers' Liability cover?

Until recently, all directors of a limited company were deemed to be employees and an Employers' Liability policy was required. The Act has since been changed so that there are exceptions; give us a call and we'll explain your duties carefully so that you get the right cover you need.

[+] Can I pay monthly for my liability insurance?

We offer monthly payments on all policies. However, you will usually find that the premium is low that it may be more beneficial to pay for your cover in one go.

[+] I have a 3 month contract - can I get temporary cover?

At the present time, we are not able to arrange short term insurance. All policies we offer are on 12 month contracts, although your do have the right to cancel at any time and obtain a rebate of premium. We can explain your rights when you discuss your quote with us.