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Quick, easy-to-understand cover from the experts

Motor trade insurance can be a tricky form of cover to understand. However, Staveley Head's team of experts can help you make a policy as simple and clear as possible, crafting the perfect cover for you and your business. Whether you're a mechanic, a used car salesman or a manager of a valeting service, we treat every company as an individual client, meaning you end up with an insurance policy that's ideal for you and not just a general organisation operating in your field.

For this reason, we can offer motor trade insurance with a wide range of benefits that can be combined to suit the needs of a wider range of individuals and organisations, including:

We only provide motor trade insurance to legitimate traders and ensure that our policies cover those who need them by performing regular checks to make sure a business is trading within the accepted guidelines, so you know that you've always got the perfect cover to suit your circumstances. We can even include motorcycles on a motor trade insurance policy, alongside other commercial and specialist vehicles.

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Your motor trade insurance questions answered

[+] I just need to drive several policies - is a motor trade policy what I need?

Motor trade insurance is not a workaround to get cover on multiple vehicles.

To qualify for a motor trade policy you must be able to prove that you are operating a genuine business, whether that's buying and selling used cars, performing a mobile repair service etc.

In the event that you need to claim under your policy, you will be expected to provide evidence of this in the form of audited accounts, receipts etc.

[+] Do I need to tell you each time I acquire a vehicle?

Current legislation means that you need to keep the Motor Insurers' Database up to date with regard to vehicles you own, or are likely to be in your custody for a certain length of time.

Our motor trade insurance team will be able to advise you in this respect, and we do have a range of publications available to provide more help regarding the MID and your responsibilities.

[+] Can I cover motorcycles under a motor trade policy?

We would be happy to arrange cover for motorcycles provided that we are aware from the outset of the likelihood of motorcycles forming part of your stock.

[+] Can I pay monthly for my motor trade insurance policy?

All of our motor trade insurance policies are available with a monthly instalment option.

A small administration charge will apply, and we insist on payment being made by direct debit.

[+] If I call you regarding my motor trade insurance, will I be put through to a call centre in another country?

Absolutely not. Our specialist motor trade insurance team is located in the UK and we have no plans to create an offshore call centre.